Purchasers of Auto Insurance in Texas need to tailor their coverage to meet their needs. Normally, people either buy liability insurance only or full coverage! However, liability insurance only also involves decisions like whether or not a person wants or needs personal injury protection and/or uninsured/underinsured motorist coverage. "Full coverage", a slang term, primarily means liability insurance plus physical damage coverage for your auto(s). There are also optional coverages to consider if you need or desire "Full coverage". The only way any agent, agency, or company can offer a "Firm" quote for coverage is upon receipt of certain underwriting information. At Tipton Insurance, we prefer to quote you after receipt of such info, guaranteeing the rate and coverage you elect will be issued by the company as we agree. You may want to forward us your existing policy declarations page to insure we give you an exact comparison. We insure all drivers regardless of their driving records, as each case is individually underwritten through the availability of our many companies. Please contact us for your free, no obligation quote.